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Credit and debt

A total of 19 records were found for Credit and debt
Definition:

Credit is an arrangement to pay for goods and services at a later time. Common types of credit are bank loans, lines of credit, credit cards, finance agreements, and payday loans. Debt is money or goods or services owed by one person to another. This topic includes resources about obtaining and managing credit, collection agencies, arrangements to repay debts, and consequences of failing to repay debts.

Check out CPLEA's newest web resource Help with Debt. This webpage is for Albertans struggling with debt and looking for help.

All CPLEA's consumer law resouces are available here: https://www.cplea.ca/publications-and-resources/consumer-law/

See also keywords:  Bankruptcy and foreclosure

This tipsheet from the Centre for Public Legal Education Alberta provides information about understanding debt, collection agencies, and paying back your debt. The pdf is available for free download or print copies can be ordered at no charge.

Related keywords: Credit and debt

This tipsheet from the Centre for Public Legal Education Alberta provides information about payday loans and Alberta law. The tipsheet is available for free download or print copies can be ordered at no charge.

Related keywords: Credit and debt

Alberta Resources

This page on CPLEA's Canadian Legal FAQs website provides information for Albertan who find themselves in debt and are thinking of declaring bankruptcy Topics covered include: debt and debt control, options other than declaring bankruptcy, collection agencies and links to help and more information.

Related keywords: Bankruptcy and foreclosure, Credit and debt

The Alberta Securities Commission is the regulatory agency responsible for administering the province’s securities laws. This page provides a link to "Spot the red flags" informaton on how to recognize and avoid investment scams.

Related keywords: Consumer protection and fraud, Credit and debt

Credit Counselling Society is an accredited member of Credit Counselling Canada (CCC), a national association of not-for-profit credit counselling agencies specializing in debt consolidation alternatives and credit counselling The Credit Counselling Society is nationally registered with the Canada Revenue Agency as a non-profit, charitable organization.

Related keywords: Credit and debt

This online resource is from the Student Legal Services of Edmonton. Topics include: Credit and Personal Reporting; Dealing with Bill Collecting Agencies; What can happen if you do not pay your debts; and How can Student Legal Services help with debt issues?. This resource is also available to download as a PDF.

Related keywords: Credit and debt

Concerned members of Alberta’s legal community working as the Alberta Debtor Support Project created this online resource to help Albertans dealing with debt find the help they need.

Related keywords: Credit and debt

Money Mentors (formerly know as Credit Counseling Services of Alberta) is an Alberta-based public agency that is the exclusive provider of the OrderlyPayment of Debts program in Alberta as specified under the Federal Bankruptcy and Insolvency Act. They offer free credit counselling, money coaching, and financial education tto the community and K-12 students in Alberta. They are an accredited member of Credit Counselling Canada.

Related keywords: Bankruptcy and foreclosure, Credit and debt

If you are experiencing financial difficulty, there may be other ways to handle your financial problems before filing personal bankruptcy.  For example, you may speak with a loans manager at a bank and try to get a consolidation loan for your debts. This topic discusses personal bankruptcy..

Related keywords: Bankruptcy and foreclosure, Credit and debt

REACH is Edmonton's Council for Safe Communities. REACH is a community-based organization working to mobilize and coordinate organizations, community groups and Edmontonians to find innovative solutions to prevention and community safety.

Related keywords: Consumer protection and fraud, Credit and debt, Crime prevention, Gangs, Multiculturalism, Prostitution and pornography, Public safety, School safety, Sexual harassment

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